Topic Classification

To filter by topics, you have to use one of the Topic_IDs listed below in the Search Method API. This will filter your results to only include content related to the Topic_ID selected. 


Topic_ID Topic Definition
2 Bank Secrecy Act/ Anti-Money Laundering (BSA/AML) requires U.S. financial institutions to assist the U.S. government to detect and prevent money laundering and fraud. Money Laundering includes the concealment of the origins of illegally obtained money, typically involving bank transfers. Fraud includes deception intended to result in financial gain.
74 Blockchain/Crypto This topic includes regulation of blockchain technology which is a peer-to-peer digital ledger of transactions that may be publicly or privately distributed to all users (and therefore is said to be decentralized and distributed), and specifically addresses cryptocurrencies, a subset of virtual currency and digital currency that is protected by cryptography and predominantly generated and exchanged using blockchain.
72 Broker-Dealers a natural person, a company or other organization that engages in the business of trading securities for its own account (as a dealer) or on behalf of its customers (as a broker). By definition, broker-dealers are buyers and sellers of securities, and they are also distributors of other investment products. Broker-dealers fulfill several important functions in the financial industry. These include providing investment advice to customers, supplying liquidity through market making activities, facilitating trading activities, publishing investment research and raising capital for companies. Broker-Dealers are mainly independent firms or subsidiaries of commercial banks, investment banks, or investment companies.
17 Commercial Lending an entity (bank, other lender) lends money to a commercial entity (non-consumer entity) to pay for something (usually real estate).
18 Consumer Lending an entity (bank, credit union, P2P lender, other lender) lends money to a borrower (individual consumer) to pay for something (car, home, personal expenses, etc.).
6 Credit a financial institution agrees to lend a borrower a maximum amount of money over a given time period.
4 Crowdfunding (Alt-Fi) Encompasses regulations related to crowdfunding, bitcoin, ICO markets and P2P lending.
14 Cybersecurity The body of work and reguations related to the financial services space that deals with protecting networks, computers, programs and data from attack, damage or unauthorized access.
16 Debt Collection the process of pursing payments of debts owed by individuals or businesses typically by a debt collection agency or in-house collections department
7 Deposits Rules and regulations related to funds placed at depository institution to increase the credit balance of the account, includes pre-paid cards, checking, savings, etc.
5 FCPA Foreign Corrupt Practices Act
9 Insurance Focused primarily on life insurance.
15 Leasing contractual arrangement calling for the lessee (user) to pay the lessor (owner) for use of an asset. Property, buildings and vehicles are common assets that are leased. Industrial or business equipment is also leased.
1 Lending an entity (bank, credit union, P2P lender, other lender) lends money to a borrower (individual or business) to pay for something (car, home, personal expenses, etc.).
3 Mortgage Lending A mortgage is a loan used to purchase property (such as a house). Bank (or other lender) lends money to borrower; the loan is secured by the title of the property.
19 Payday Loans usually a short-term, high cost loan, generally for $500 or less, that is typically due on your next payday. Depending on your state law, payday loans may be available through storefront payday lenders or online.
13 Payments Related to money transfer services or payment instruments. Money Service Businesses or MSBs. Also includes other payment instruments such as credit cards, EFT.
10 Privacy Information privacy or data protection laws pertaining to financial services
11 Securities Rules and regulations around the area of unrestricted financial instruments that can be bought or sold on a public stock exchange or a public bond exchange.
12 Trusts Covers Revocable Trusts, Irrevocable Trusts, Asset Protection Trust, Charitable Trusts, etc